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iB-EX is a global financial institution that offers the best crossborder banking and financial services, including those paid to merchants, payment methods and innovative financial solutions based on technology.
Partnerships are crucial to the success of our business. Our partners remain at the core of our partnership approach
Our reputation fordelivery is extremely important to our success as a business and we pride our selves on meeting our delivery commitments
iB-EX has a start-up mentality and innovation is at the core of what we do
Our commitment to customer service is crucial to the success of our business
Compliance,security, fraud and risk management is of pivotal importance to our business
We do not partner with any business that contravenes our corporate values. We strive for financial included
iB-EX is a leading e-money payments institution that specializes in cross border payments, prepaid card issuing, multicurrency services and provides banking facilities via its own technology platform
iB-EX is one of the fastest growing issuers of Mastercard prepaid products in Europe, with programs live in 24 countries and the ability over 22 different currencies. Our products, services and cutting edge technology platforms are utilized by governments, local authorities, trade houses, mobile network operators and corporates globally.
Regulated by the International Financial Services Centre (IFSC) in Botswana, a part of Bank of Botswana / Non-Bank Financial Regulatory Authority (NBFIRA) iB-EX is authorised to carry out the following services:
Anti-money laundering and counter financing of terrorism, Singapore (AML/CFT). Regulated in multiple jurisdictions; The company is required to perform customer due diligence on new clients and on going business services as detailed below:
Secure online web portal that provides a white label program total access to the management of their card program as well as ability to download a significant number of reports (real time) for management purposes. iB-EX provides a full user manual for all clients which includes details of reports, user interfaces (web, IVR, CSR, SMS), likely queries, dispute esolution and FAQs. The reporting suite from iB-EX is available 24/7/365 days a year. All reports can be exported into CSV or received in raw data. The data can also be supplied through a real time feed. iB-EX also provide various MI reports which include sales reports, load reports, usage reports, withdrawal reports as well as a range of ad-hoc reports to help drive client programs.
iB-EX provides an online web portal where the cardholder can:
Banco VXL develops and delivers iPhone and Android appswhich can be branded and allows the cardholder to manage their card via their smartphone. The features include loading, card to card transfer and blocking the card. There is a realtime control platform that can be linked to the phone and card for greater customer control. Similar functionality is also available by SMS so a cardholder does not need to have a smart phone to be able to manage their card.
PFS has a strong technology background and has developed a series of APIs that can be used to integrate with a client to allow the client have more control over the way the functionality is delivered to the cardholder. A number of clients have taken these APIs so that the services is integrated into their existing systems.
We have developed a fraud prevention tool based on card activity monitoring. The PFS software analyses:
Convenience and flexibility in managing exposures to foreign exchange movements.
Multicurrency products provide peace of mind when transacting abroad. Consumers can control their exposure to foreign exchange movements before or during their time abroad and can retrieve unspent funds.
Consumers have the choice of either proactively managing their foreign exchange transfers before or during a trip abroad or reducing their exposure by pre-funding the currency of their destination.
Multicurrency products provide flexibility in currencies offered with up to 22 currencies able to be loaded onto the one card.
Funds loaded to multicurrency products are protected by Mastercards Zero Liability Protection Policy and PFSs fraud monitoring software and temporary or permanent blocks on cards.
Consumers have the option of topping up funds to multicurrency products either through bank transfer, SEPA transfer, Debit or Credit Card or through Apple Pay / Android Pay / Samsung Pay.
Consumers can control their foreign exchange exposure in real-time through a mobile application or cardholder portal and view their transaction history in realtime.
Enhanced control, security and financial reconciliation.
One of a few providers of 15 currencies on one card
Due to technology, advantage and size
Issuing, Program Management, Customer Services, Acquiring and Technology Provider all provided in-house
Technology can be provided to other issuers in different regions
Not tired to any one provider
IBAN and account numbers enabling of SEPA Credit Transfer, Direct Debits, Faster Payments and standing orders
Than other providers due to technology advantage
England , Switzerland, Luxemburg, Germany, Sweden, Spain, Ireland, Malta, Monaco, Lithuania, Estonia, Cypress, Portugal, Chech Republic, Gibraltar, Hong Kong, Singapore, Malaysia, Saudi Arabia, Qatar, UAE, Kenya, Boswana, South Africa, Tanzania, and many more…
With a single integration, iB-EX serves its valued customerswith flexible funding and foreign currency capabilities, smart routing and direct clearing through its global banking network. The company has partnered with Currencycloud Ltd, UK
to provide seamless global cross border payments effective January 2019.
Its cross border payment platform allows clients to make payments to almost anywhere in the world, faster, cheaper and more transparently than ever before. Current traditional cross border payments are unpredictable both in speed and price. This makes ensuring the right amount arrives at the right time a challenge.
Banco VXLprovides approved account number to be shared with the end user
Work with iB-EX on onboarding and API integration to set up ‘house’ account
iB-EX provides approved account number to be shared with the end user
Developed for Android and iOS devices enabling the consumer to top up funds, transfers funds between currencies and lock in favorable exchange rates, send funds to friends and family, and view transaction history.
Visual representation of currency options and balances, temporary blocks and locks be placed on the cards, lost and stolen card reporting, and comprehensive transaction information and statement history.
Consumer can be given the option to send funds between friends and family via a card to card transfer, to a bank account, any Mastercard globally, or back to the corporate wallet for reconciliation where relevant.
Competitive foreign exchange rates, view live and historical foreign exchange rates, view post transaction amounts and reconcile foreign exchange transactions app.
View historical transactions and foreign exchange information, merchant information for easy expense reconciliation.
Consumers can leverage Android HCE mobile payments application / Android Pay / SamsungPay for NFC enabled POS transactions.
Minimum investment: USD 100,000
Minimum term: 12 months
Individual conditions starting with USD 1,000,000
Small packages with 6% per year starting with USD 5.000
With long experience in the financial industry, the team behind iB-EX has tailormade an investment product that offers a unique easy to participative investment in the real estate market in combination with the crypto industry at this time.
This can be made through a variation of investments such as, but not limited to, investments in tangible assets like real estate, commodities like the major G10 currency pairs as well as intangible assets like various crypto currencies. The area of investment is carefully analyzed and is determined by the underlying market conditions and the opportunities that are presented from time to time depending upon volatility or other market characteristics.
With the use of various strategies in combination with well-balanced risk management iB-EX takes the best of all worlds. It can almost be viewed, as a managed, managed investment. The goal is to produce a very steady and consists returned made to the investors.
The broad variation of possible investment areas enables the creation of a base where the invested funds will be guaranteed.
Hi PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS. INVESTMENTS CAN GO DOWN AS WELL AS UP. CONDITIONS CAN VARY FROM INVESTOR TO INVESTOR AND THEREFORE INFLUENCE PERFORMANCE. Nothing contained in this document should be construed as a solicitation or offer, or recommendation, to acquire or dispose of any investment or to engage in any other transaction. The investment opportunities offered by IB-EX are only offered to potential investors in those countries and regions in accordance with applicable laws and regulations. The information provided in herein is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation. This document is not directed to any person in any jurisdiction where the publication or availability of the investment opportunities offered by IB-EX is prohibited, by reason of that person’s nationality, residence or otherwise. Persons under these restrictions must not receive this document. Some services may not be available to certain investors due to regulatory or other constraints either in Switzerland, the United states or elsewhere.
Mr. Anderson has a vast experience from the financial industry and he has been a professional trader, broker, and advisor since 1993. One of many things that he has made is to develop and designed a “Stock Picking” proprietary algorithm to over perform any equity Benchmark.
Mr. Andersson was the founder and previously CEO of TINCAP Broker A.D, a licensed broker-dealer investment firm in Nordic counties and later in Montenegro, TINCAP LTD was later licensed broker advisor in Belize, and TINCAP Fund LTD hedge fund licensed in BVI. He has high knowledge of financial technical analysis, charts, fundamentals, and programming, accountant expert in international tax planning for private HNWI and companies in matters like CGT, CIT, and PIT.
He is currently an advisor to several asset management firms and HNWI. In the past 15 years Mr. Andersson has achieved vast experience in the financial area where he has transformed his knowledge into the strategies that IB-EX can offer to their clients with a place where the funds can be guaranteed, should the client wish to have that and at the same time generate a steady return over a long period of time. Since 2014 the average yearly profit has been 14,27% based on the results that have been analyzed. The result is calculated on the gross profit of the account equity before the deduction of commissions, fees, and profit disbursement. More details about historical trading results are available upon request.
Hi PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS. INVESTMENTS CAN GO DOWN AS WELL AS UP. CONDITIONS CAN VARY FROM INVESTOR TO INVESTOR AND THEREFORE INFLUENCE PERFORMANCE. Nothing contained in this document should be construed as a solicitation or offer, or recommendation, to acquire or dispose of any investment or to engage in any other transaction. The investment opportunities offered by IB-EX are only offered to potential investors in those countries and regions in accordance with applicable laws and regulations. The information provided in herein is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation. This document is not directed to any person in any jurisdiction where the publication or availability of the investment opportunities offered by IB-EX is prohibited, by reason of that person’s nationality, residence or otherwise. Persons under these restrictions must not receive this document. Some services may not be available to certain investors due to regulatory or other constraints either in Switzerland, the United states or elsewhere.
This presentation has been prepared solely for information purposes and must not be construed as or considered as constituting or giving any investment advice. It does not take into account, in any way whatsoever, the investment objectives, financial situation, or specific needs of its recipients.
This presentation and its contents may not be copied or disseminated, in part or as a whole, without the prior written consent of iB-EX.
This presentation may contain forward-looking information and statements pertaining to iB-EX, its subsidiaries (together, the “), and its and their results. Forward-looking information is not historical. It reflects objectives that are based on management’s current expectations or estimates and is subject to a number of factors and uncertainties, that could cause actual figures to differ materially from those described in the forward-looking statements including those discussed or identified in the documentation publicly released by iB-EX, including its annual report.
iB-EX does not undertake to update such forward-looking information and statements unless required by applicable laws and regulations. Subject to the foregoing, iB-EX has no obligation to update or amend such information and statements, neither as a result of new information or statements nor as a result of new events or for any other reason.
No representation or warranty whatsoever, express or implied, is made as to the accuracy, completeness, consistency, or reliability of the information contained in this document. It may not be considered by its recipients as a substitute to their judgment.
Rua Viriato da Cruz
Caixa Postal 404
Sao Tome
Democratic Republic of Sao Tome and Principe
E-mail: [email protected]
Web: www.ib-ex.com
IB-EX Bank provides fintech services between the banking and blockchain space, with cross borders payments, prepaid card issuing, and multi-currency services.
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IB-EX Bank is an authorised European EMI agent working under for the distribution and redemption of electronic money.